Welcome to my website, where you will find a wealth of information from newsletters, articles, calculators, and research reports.
I hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. I created this Web site to help you gain a better understanding of the financial concepts behind investing, retirement, insurance, and wealth preservation.
Most importantly, I believe you will see the value of working with a skilled professional in pursuing your financial goals. I'm here to educate you about the basic concepts of financial planning and help give you fast, easy access to market performance and data. This site is updated frequently with loads of information. Please use this site often and please do not ever hesitate to call (630-243-7046) or email me (ted@glotzbachfinancial.com). I am looking forward to talking with you.
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Newsletters
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Goodbye Passwords, Hello Passkeys
As major tech companies, apps, and websites make passkeys their default security option, it’s likely you’ll be prompted to set them up to help secure your accounts.
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The Evolution of Retirement Savings
The retirement savings landscape has changed dramatically over the past 50 years. How might these developments affect tomorrow’s retirees?
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Could an HSA Strengthen Your Retirement Strategy?
After age 65, retirees can use HSA funds for any purpose without incurring a penalty.
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Strategies for Taking RMDs
This article provides an overview of rules, options, and strategies for taking required minimum distributions (RMDs).
Calculators
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IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.
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College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.
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Mortgage Refinancing
Determine whether you should consider refinancing your mortgage.